TЋHEtshe.io · payment stablecoin
Backed 1:1 · Stellar · Healthcare-funding payments

Ћ — money that funds healthcare as you spend.

TSHE turns the payment fees you already pay into healthcare credits (ħ), on a fast, transparent, blockchain-based network. Ћ is designed as a payment stablecoin, backed 1:1 by high-quality liquid reserves.

Join the early-access waitlist ▸ See how it works

* Pre-launch / informational — TSHE is not yet operating a live payment service. “Backed 1:1” and “stable” describe the intended reserve design and redemption mechanics — not a guarantee of value, profit, or against loss. Ћ is not legal tender and is not government-backed or insured. Ћ is not a security or a share of TSHE Inc. — see disclosures.

Backed 1:1 — and provable

Every Ћ is designed to be backed by cash and short-dated U.S. Treasuries in segregated reserve, with monthly independent attestations published here.

Healthcare funding, built in

The interchange fees ordinary payments already pay — a global pool estimated at ~$650B/yr — are converted into healthcare credits (ħ) for users and communities.

Fast, global, low-cost

Built on Stellar, benchmarking India’s UPI — real-time P2P, merchant, cross-border and remittance payments, without exposing your bank details (VPAs).

Market-size and interchange figures (≈$650B, ~2.5% card-not-present rate, ~10.4% CAGR) are cited third-party industry estimates used as market context — not TSHE revenue or a promise.

What is Ћ?

Ћ (ħ, “Tshe”) is TSHE’s digital unit — the 23rd letter of the Serbian Cyrillic alphabet. It is designed as a par-redeemable payment stablecoin: you can always redeem 1 Ћ for its stated value because it’s backed 1:1 by reserves. Ћ is not a share of TSHE Inc. and carries no promise of yield or profit — it’s money for paying, not an investment.

How it works

The flow below describes the service at launch. Pre-launch, only the waitlist is live — there is no live account creation, KYC, funding, or VPA yet. Onboarding and funding require identity verification (KYC) and will be available only where TSHE is licensed. Nothing here is an offer or an instruction to fund an account.

  1. Create an account and verify your identity (KYC). (Activates at launch, once licensed.)
  2. Get a VPA — receive money without exposing your bank details.
  3. Add funds — deposit fiat; an equal amount of Ћ is issued and the reserve grows 1:1.
  4. Pay & get paid — P2P, merchants, bills, cross-border, in real time.
  5. Earn healthcare credits (ħ) — transaction fees convert into ħ.
  6. Use ħ for care — pay providers, or pool with your community.
  7. Redeem anytime — convert Ћ back to fiat at par.

Reserves & transparency

TSHE is designed so circulating Ћ never exceeds reserves. Reserves are held in permitted high-quality liquid assets, segregated from company funds, with an independent monthly attestation.

1:1Target reserve backing
MonthlyIndependent attestation
Cash + T-billsPermitted reserve assets
Live figures at launch
Pre-launch / informational

Live circulating supply and reserve figures publish on mainnet launch, with the attestation report. This page is currently pre-launch/informational.

For providers & merchants

Accept Ћ for lower cost, settle in real time, and generate healthcare credits for your community. Onboarding is KYC-gated.

Request onboarding ▸

For investors

TSHE Inc. is building a compliant U.S. payment-stablecoin and global payment enterprise and intends to pursue a public listing. Any securities offering will be made only through definitive offering documents to eligible investors. Nothing here is an offer or solicitation.

Contact: hello@tshe.io · 212-220-8401.

Risk & regulatory disclosures. Ћ is designed as a payment stablecoin backed 1:1 by reserves; “stable,” “backed 1:1,” and “regenerative healthcare funding” describe design mechanics and intent, not guarantees of value, profit, or against loss. Ћ is not legal tender, is not government-backed or FDIC-insured, and is not a security or a share of TSHE Inc. Digital assets involve risk, including total loss. Market-size/interchange figures are cited third-party estimates, not TSHE results. Redemption at par depends on the reserve and applicable terms. TSHE operates subject to applicable U.S. federal and state law (including money transmission and the federal payment-stablecoin regime) and is pursuing required registrations/licenses; availability varies by jurisdiction and status. Nothing here is an offer or solicitation to buy any security.